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Stablecoin Sandwich Era Ends: Next Crypto Payments Wave Focuses on User Experience
28.02.2026 21:18
The era of the "stablecoin sandwich" in cryptocurrency payments is over. This model, which involved converting fiat to stablecoins for transactions and back again, is fading. The next critical phase for crypto payments is shifting focus entirely to enhancing the direct user relationship and experience. Success will no longer hinge on complex multi-step financial instruments but on seamless integration, intuitive platforms, and building trust with the end-user. The industry is moving towards solutions where the technological complexity is hidden, prioritizing accessibility and practical utility for everyday transactions and financial interactions.
Keywords: stablecoin, crypto payments, USDT, USDC, BUSD, user experience, blockchain, fintech, cryptocurrency, transactions