Ripple CLO Stuart Alderoty Urges Washington to Finalize Crypto Regulation Clarity for XRP and Digital Assets

Ripple's Chief Legal Officer Stuart Alderoty has issued a compelling call for U.S. lawmakers to establish definitive cryptocurrency regulations, emphasizing that Washington faces a critical timeframe to deliver clear rules. In a recent RealClearMarkets op-ed, Alderoty highlighted that the SEC has for the first time prioritized crypto clarity, signaling an urgent need for predictable oversight frameworks. Alderoty presented substantial evidence demonstrating mainstream crypto adoption, including National Cryptocurrency Association data showing 20% of American adults own digital assets like XRP. Pew Research reveals most Americans distrust current crypto investment safety, while YouGov polls indicate stronger public support for enhanced regulation. Chainalysis reports confirm massive adoption with over $1 trillion in U.S. digital asset transactions during 2024. The Ripple CLO warned that regulatory ambiguity drives innovation offshore rather than eliminating crypto activity. Clear guidelines would simultaneously protect consumers and provide legitimate companies like Ripple with the certainty needed to develop U.S.-based blockchain infrastructure. Alderoty's National Cryptocurrency Association, launched with $50 million Ripple funding, aims to advance crypto education and secure adoption through comprehensive resources. With Congress considering market-structure legislation following recent stablecoin laws, Alderoty characterized the current session as pivotal for establishing America's financial future. He concluded that regulatory completion would maintain domestic innovation leadership and ensure the United States shapes global digital finance standards.